Debt Collector No-Contact Letter

Bookmark and Share

Under Federal law, a debt collector who is trying to collect a debt owed to another company is required to stop contacting you if you ask them in writing not to contact you. (Unfortunately, this Federal law does not apply to original creditors - the company that issued the credit.) If the debt collector fails to stop contacting you after you send the letter, you may be able to sue the debt collector for attorney fees and punitive damages. If you send a letter telling a debt collector to stop contacting you, you should send it by certified mail and you should keep a copy of the letter for your file.

Sample Letter

REMEMBER. The law often changes. Each case is different. This pamphlet is meant to give you general information and not to give you specific legal advice. Please use the information found in this brochure carefully since the law is constantly changing and the information may not accurately reflect any changes in the law that occurred following the creation and publication of the brochure.

  • Testimonials

    Well into her nineties, Mamie gave her grandson Power of Attorney and authorized him to receive her Social Security checks and pay her bills. The grandson failed to pay the rent and convinced Mamie that the landlord was lying when he alerted her to the problem.  ...Read More Here